![]() In addition to checking your credit scores, it’s a good idea to regularly check your credit reports to ensure that the information is accurate and complete. Others may provide credit scores to credit monitoring customers paying a monthly subscription fee. Some sites provide a free credit score to users. ![]() Use a credit score service or free credit scoring site.Purchase credit scores directly from one of the three major credit bureaus or other provider, such as FICO.It may be on your statement, or you can access it online by logging into your account. Many credit card companies, banks and loan companies have started providing credit scores for their customers. Check your credit card, financial institution or loan statement.So how can you get credit scores? Here are a few ways: And lenders and creditors may use additional information, other than credit scores, to decide whether to grant you credit. Credit scores provided by the three nationwide credit bureaus will also vary because some lenders may report information to all three, two or one, or none at all. Score providers, such as the three nationwide credit bureaus - Equifax, Experian and TransUnion - and companies like FICO use different types of credit scoring models and may use different information to calculate credit scores. Credit scores are calculated based on a method using the content of your credit reports. Credit scores are designed to represent your credit risk, or the likelihood you will pay your bills on time. One of the first things to know is that you don’t have only one credit score. Before we talk about where you can get credit scores, there are a few things to know about credit scores, themselves. But that’s not the case: credit reports from the three nationwide credit bureaus do not usually contain credit scores. Many people think if you check your credit reports from the three nationwide credit bureaus, you’ll see credit scores as well. You can also use a credit score service or free credit scoring site You may be able to get a credit score from your credit card company, financial institution or loan statement Credit reports from the three nationwide credit bureaus do not usually contain credit scores
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